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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,876 | $102,385+339.4% | $147,080+205.9% | $80,935+455.8% |
| Participation rate | 98.3% | 75.9%+22.4pp | 82.2%+16.1pp | 67.7%+30.6pp |
| Annual return | 14.86% | 135.09%-120.2pp | 420.17%-405.3pp | 35.66%-20.8pp |
| Employer contribution / active EE | $7,330 | $3,717+97.2% | $4,933+48.6% | $2,757+165.9% |
| Participant deferral / active EE | $11,266 | $6,651+69.4% | $8,066+39.7% | $4,299+162.0% |
| Admin fee / account holder | $73,469 | $7,951+824.0% | $12,989+465.6% | $6,924+961.0% |