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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,646 | $98,776+297.5% | $149,745+162.2% | $79,856+391.7% |
| Participation rate | 97.0% | 75.8%+21.2pp | 82.5%+14.5pp | 69.6%+27.4pp |
| Annual return | 13.00% | 27.38%-14.4pp | 276.72%-263.7pp | 31.71%-18.7pp |
| Employer contribution / active EE | $5,145 | $3,217+59.9% | $4,646+10.7% | $2,471+108.2% |
| Participant deferral / active EE | $7,089 | $5,681+24.8% | $6,843+3.6% | $3,741+89.5% |
| Admin fee / account holder | $69,065 | $6,053+1041.1% | $9,312+641.7% | $5,306+1201.5% |