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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $437,919 | $93,617+367.8% | $135,982+222.0% | $75,177+482.5% |
| Participation rate | 98.4% | 75.2%+23.2pp | 81.9%+16.5pp | 67.2%+31.2pp |
| Annual return | 12.77% | 30.89%-18.1pp | 68.32%-55.6pp | 160.75%-148.0pp |
| Employer contribution / active EE | $8,528 | $3,538+141.0% | $4,859+75.5% | $2,671+219.3% |
| Participant deferral / active EE | $12,632 | $6,406+97.2% | $7,760+62.8% | $4,126+206.1% |
| Admin fee / account holder | $62,254 | $6,980+792.0% | $10,767+478.2% | $5,651+1001.6% |