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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,248 | $72,177+303.5% | $115,038+153.2% | $59,633+388.4% |
| Participation rate | 98.9% | 72.6%+26.4pp | 81.4%+17.6pp | 68.7%+30.3pp |
| Annual return | -2.25% | 12.02%-14.3pp | 26.14%-28.4pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $6,462 | $2,841+127.4% | $4,608+40.2% | $2,203+193.4% |
| Participant deferral / active EE | $4,590 | $4,783-4.0% | $6,026-23.8% | $3,192+43.8% |
| Admin fee / account holder | $14,448 | $4,927+193.2% | $8,175+76.7% | $4,297+236.2% |