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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,513 | $89,370+307.9% | $141,197+158.2% | $72,976+399.5% |
| Participation rate | 98.7% | 75.1%+23.6pp | 82.5%+16.3pp | 69.5%+29.2pp |
| Annual return | 18.20% | 111.88%-93.7pp | 71.41%-53.2pp | 81.02%-62.8pp |
| Employer contribution / active EE | $5,919 | $3,115+90.0% | $4,736+25.0% | $2,440+142.6% |
| Participant deferral / active EE | $6,684 | $5,419+23.3% | $6,710-0.4% | $3,608+85.3% |
| Admin fee / account holder | $26,082 | $5,957+337.9% | $10,265+154.1% | $5,124+409.0% |