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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,760 | $228,395-84.8% | $185,861-81.3% | $158,982-78.1% |
| Participation rate | 91.7% | 82.3%+9.4pp | 78.0%+13.6pp | 82.0%+9.7pp |
| Annual return | 21.49% | 40.82%-19.3pp | 35.96%-14.5pp | 302.99%-281.5pp |
| Employer contribution / active EE | $2,965 | $4,968-40.3% | $4,088-27.5% | $4,763-37.8% |
| Participant deferral / active EE | $6,717 | $6,417+4.7% | $5,634+19.2% | $5,983+12.3% |
| Admin fee / account holder | $1,546 | $11,869-87.0% | $9,503-83.7% | $11,252-86.3% |