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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,354 | $226,135-87.0% | $182,558-83.9% | $152,909-80.8% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.0%+5.4pp | 82.5%+0.9pp |
| Annual return | 24.95% | 192.60%-167.7pp | 148.59%-123.6pp | 345.46%-320.5pp |
| Employer contribution / active EE | $2,218 | $4,979-55.5% | $4,076-45.6% | $4,764-53.4% |
| Participant deferral / active EE | $6,735 | $6,371+5.7% | $5,526+21.9% | $5,851+15.1% |
| Admin fee / account holder | $2,083 | $10,707-80.5% | $8,594-75.8% | $11,601-82.0% |