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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,182 | $190,916-74.8% | $160,037-69.9% | $134,545-64.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -18.49% | 552.79%-571.3pp | 408.95%-427.4pp | 418.37%-436.9pp |
| Employer contribution / active EE | $5,858 | $4,996+17.3% | $4,226+38.6% | $4,742+23.5% |
| Participant deferral / active EE | $11,902 | $6,925+71.9% | $6,184+92.5% | $6,401+85.9% |
| Admin fee / account holder | $2,619 | $10,497-75.1% | $8,716-70.0% | $11,431-77.1% |