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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,357 | $227,633-81.0% | $189,597-77.1% | $167,553-74.1% |
| Participation rate | 86.7% | 82.5%+4.2pp | 78.4%+8.2pp | 82.1%+4.6pp |
| Annual return | 16.41% | 78.45%-62.0pp | 64.20%-47.8pp | 478.89%-462.5pp |
| Employer contribution / active EE | $2,557 | $5,317-51.9% | $4,412-42.0% | $4,840-47.2% |
| Participant deferral / active EE | $5,371 | $7,003-23.3% | $6,174-13.0% | $6,343-15.3% |
| Admin fee / account holder | $1,923 | $11,879-83.8% | $9,807-80.4% | $12,316-84.4% |