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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,529 | $211,288-53.4% | $178,540-44.8% | $145,884-32.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 12.88% | 30.27%-17.4pp | 27.15%-14.3pp | 551.85%-539.0pp |
| Employer contribution / active EE | $4,716 | $4,574+3.1% | $3,953+19.3% | $4,662+1.2% |
| Participant deferral / active EE | $10,112 | $6,967+45.2% | $6,281+61.0% | $6,690+51.2% |
| Admin fee / account holder | $1,092 | $12,105-91.0% | $10,424-89.5% | $13,392-91.8% |