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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,897 | $202,463-63.5% | $169,397-56.4% | $139,487-47.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.40% | 532.64%-515.2pp | 406.23%-388.8pp | 373.84%-356.4pp |
| Employer contribution / active EE | $3,078 | $4,694-34.4% | $4,013-23.3% | $4,755-35.3% |
| Participant deferral / active EE | $6,483 | $6,941-6.6% | $6,223+4.2% | $6,713-3.4% |
| Admin fee / account holder | $3,652 | $10,726-66.0% | $9,017-59.5% | $11,407-68.0% |