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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,977 | $225,673-43.3% | $203,872-37.2% | $155,188-17.5% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 16.26% | 95.91%-79.6pp | 85.11%-68.8pp | 148.84%-132.6pp |
| Employer contribution / active EE | $4,832 | $4,099+17.9% | $3,757+28.6% | $4,248+13.8% |
| Participant deferral / active EE | $10,312 | $6,893+49.6% | $6,388+61.4% | $6,531+57.9% |
| Admin fee / account holder | $8,284 | $12,327-32.8% | $11,730-29.4% | $14,480-42.8% |