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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,916 | $110,240+193.8% | $96,544+235.5% | $139,487+132.2% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 9.51% | 26.41%-16.9pp | 25.88%-16.4pp | 373.84%-364.3pp |
| Employer contribution / active EE | $9,079 | $3,622+150.6% | $2,966+206.1% | $4,755+90.9% |
| Participant deferral / active EE | $9,163 | $5,549+65.1% | $4,851+88.9% | $6,713+36.5% |
| Admin fee / account holder | $10,154 | $11,602-12.5% | $8,254+23.0% | $11,407-11.0% |