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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,916 | $110,286+193.7% | $96,569+235.4% | $139,427+132.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 9.51% | 26.39%-16.9pp | 25.87%-16.4pp | 373.27%-363.8pp |
| Employer contribution / active EE | $9,079 | $3,619+150.9% | $2,965+206.2% | $4,752+91.1% |
| Participant deferral / active EE | $9,163 | $5,546+65.2% | $4,851+88.9% | $6,711+36.5% |
| Admin fee / account holder | $10,154 | $11,592-12.4% | $8,251+23.1% | $11,404-11.0% |