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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,230 | $60,349+177.1% | $74,184+125.4% | $62,881+165.9% |
| Participation rate | 92.6% | 72.7%+19.9pp | 76.6%+16.0pp | 69.3%+23.3pp |
| Annual return | -2.28% | 21.38%-23.7pp | 17.74%-20.0pp | 20.14%-22.4pp |
| Employer contribution / active EE | $9,136 | $1,680+443.7% | $2,370+285.5% | $2,281+300.5% |
| Participant deferral / active EE | $7,019 | $2,856+145.7% | $3,550+97.7% | $3,203+119.1% |
| Admin fee / account holder | $19,412 | $4,261+355.6% | $5,586+247.5% | $4,296+351.9% |