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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,041 | $117,859+168.2% | $102,438+208.5% | $145,959+116.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.59% | 31.72%-26.1pp | 29.37%-23.8pp | 561.95%-556.4pp |
| Employer contribution / active EE | $9,444 | $3,615+161.3% | $3,024+212.4% | $4,661+102.6% |
| Participant deferral / active EE | $8,059 | $5,732+40.6% | $5,054+59.5% | $6,689+20.5% |
| Admin fee / account holder | $2,869 | $13,318-78.5% | $9,448-69.6% | $13,398-78.6% |