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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,041 | $117,846+168.2% | $102,434+208.5% | $145,884+116.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 5.59% | 31.90%-26.3pp | 29.46%-23.9pp | 551.85%-546.3pp |
| Employer contribution / active EE | $9,444 | $3,615+161.3% | $3,023+212.4% | $4,662+102.6% |
| Participant deferral / active EE | $8,059 | $5,733+40.6% | $5,055+59.4% | $6,690+20.5% |
| Admin fee / account holder | $2,869 | $13,356-78.5% | $9,462-69.7% | $13,392-78.6% |