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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,765 | $124,346+141.9% | $111,306+170.2% | $167,553+79.5% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 14.34% | 37.46%-23.1pp | 54.67%-40.3pp | 478.89%-464.6pp |
| Employer contribution / active EE | $9,885 | $3,438+187.5% | $2,732+261.8% | $4,840+104.2% |
| Participant deferral / active EE | $8,753 | $5,182+68.9% | $4,488+95.0% | $6,343+38.0% |
| Admin fee / account holder | $17,911 | $10,623+68.6% | $7,966+124.9% | $12,316+45.4% |