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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $289,711 | $112,131+158.4% | $95,964+201.9% | $158,982+82.2% |
| Participation rate | 95.0% | 79.0%+16.0pp | 77.1%+17.9pp | 82.0%+13.0pp |
| Annual return | 17.26% | 171.19%-153.9pp | 91.64%-74.4pp | 302.99%-285.7pp |
| Employer contribution / active EE | $9,890 | $3,199+209.2% | $2,541+289.2% | $4,763+107.7% |
| Participant deferral / active EE | $6,781 | $4,784+41.8% | $4,167+62.8% | $5,983+13.3% |
| Admin fee / account holder | $14,053 | $10,136+38.6% | $6,797+106.8% | $11,252+24.9% |