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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,058 | $138,312+146.6% | $122,979+177.3% | $155,188+119.8% |
| Participation rate | 95.7% | 80.2%+15.5pp | 77.2%+18.5pp | 80.8%+14.8pp |
| Annual return | 8.25% | 22.06%-13.8pp | 20.12%-11.9pp | 148.84%-140.6pp |
| Employer contribution / active EE | $9,623 | $3,530+172.6% | $3,062+214.2% | $4,248+126.5% |
| Participant deferral / active EE | $8,349 | $5,592+49.3% | $5,003+66.9% | $6,531+27.8% |
| Admin fee / account holder | $4,741 | $15,089-68.6% | $12,864-63.1% | $14,480-67.3% |