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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,334 | $100,811+165.2% | $86,698+208.4% | $134,545+98.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -18.18% | 29.11%-47.3pp | 35.96%-54.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $9,380 | $3,490+168.8% | $2,837+230.7% | $4,742+97.8% |
| Participant deferral / active EE | $9,038 | $5,339+69.3% | $4,656+94.1% | $6,401+41.2% |
| Admin fee / account holder | $3,333 | $10,926-69.5% | $7,492-55.5% | $11,431-70.8% |