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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY4+ years Service code 55 | Other Commissions | $28,538 |
Service code 28 · EIN 04-2647786 OPERATIONS COMPANY, INC. · COVINGTON, KY 41015 | Investment Management | $1,013 |
Filed as: ABERDEEN Service code 28 | Investment Management | $0 |
AB FUNDS2 years Filed as: ALLIANCE BERNSTEIN Service code 28 | Investment Management | $0 |
BLACKROCK2 years Service code 28 | Investment Management | $0 |
CARILLON FAMILY OF FUNDS2 years Service code 28 | Investment Management | $0 |
COHEN & STEERS2 years Service code 28 | Investment Management | $0 |
COLUMBIA2 years Service code 28 | Investment Management | $0 |
DOUBLELINE CAPITAL LP2 years Filed as: DOUBLELINE Service code 28 | Investment Management | $0 |
THE BANK OF NEW YORK MELLON2 years Filed as: DREYFUS Service code 28 | Investment Management | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,619 | $59,186-24.6% | $76,768-41.9% | $56,287-20.7% |
| Participation rate | 59.9% | 75.2%-15.3pp | 77.0%-17.1pp | 69.9%-10.0pp |
| Annual return | -7.90% | 6.62%-14.5pp | 2.43%-10.3pp | -9.96%+2.1pp |
| Employer contribution / active EE | $1,769 | $1,759+0.6% | $2,485-28.8% | $2,111-16.2% |
| Participant deferral / active EE | $3,062 | $3,255-5.9% | $3,852-20.5% | $3,350-8.6% |
| Admin fee / account holder | $7 | $489-98.5% | $6,675-99.9% | $521-98.6% |