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| Provider | Service type | Compensation |
|---|---|---|
JP MORGAN SECURITIES LLC2 years Service code 27 · EIN 13-4110995 | Advisory (Plan) | $44,950 |
Service code 37 · EIN 04-2647786 | Loan Processing | $24,299 |
Filed as: FIDELITY INVESTMENTS INSITUTIONAL Service code 60 | Sub-TA Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,316 | $65,453-9.4% | $86,698-31.6% | $66,938-11.4% |
| Participation rate | 83.6% | 75.5%+8.1pp | 76.6%+7.0pp | 69.8%+13.8pp |
| Annual return | -17.02% | -10.89%-6.1pp | 35.95%-53.0pp | 1.58%-18.6pp |
| Employer contribution / active EE | $2,621 | $2,154+21.7% | $2,837-7.6% | $2,545+3.0% |
| Participant deferral / active EE | $4,702 | $4,102+14.6% | $4,656+1.0% | $4,238+10.9% |
| Admin fee / account holder | $478 | $642-25.6% | $7,493-93.6% | $594-19.5% |