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| Provider | Service type | Compensation |
|---|---|---|
JP MORGAN SECURITIES LLC3 years Service code 27 · EIN 13-4110995 | Advisory (Plan) | $44,127 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,906 |
Filed as: FIDELITY INVESTMENTS INSITUTIONAL Service code 60 | Sub-TA Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,125 | $76,107-7.9% | $96,576-27.4% | $71,495-1.9% |
| Participation rate | 84.5% | 74.4%+10.1pp | 76.0%+8.5pp | 67.9%+16.6pp |
| Annual return | 15.30% | 22.81%-7.5pp | 25.87%-10.6pp | 28.85%-13.5pp |
| Employer contribution / active EE | $2,991 | $2,247+33.1% | $2,965+0.9% | $2,589+15.5% |
| Participant deferral / active EE | $5,553 | $4,218+31.6% | $4,851+14.5% | $4,291+29.4% |
| Admin fee / account holder | $460 | $2,708-83.0% | $8,253-94.4% | $1,588-71.0% |