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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,744 | $106,008+123.3% | $92,240+156.7% | $147,586+60.4% |
| Participation rate | 72.7% | 80.4%-7.7pp | 76.5%-3.8pp | 82.8%-10.1pp |
| Annual return | 17.18% | 50.05%-32.9pp | 176.29%-159.1pp | 578.59%-561.4pp |
| Employer contribution / active EE | $4,771 | $4,333+10.1% | $3,680+29.6% | $4,876-2.2% |
| Participant deferral / active EE | $4,885 | $4,478+9.1% | $3,897+25.4% | $5,439-10.2% |
| Admin fee / account holder | $689 | $6,333-89.1% | $5,194-86.7% | $10,886-93.7% |