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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,238 | $93,345+167.0% | $119,126+109.2% | $87,485+184.9% |
| Participation rate | 75.0% | 68.7%+6.3pp | 75.8%-0.8pp | 68.9%+6.1pp |
| Annual return | 17.40% | 19.08%-1.7pp | 282.11%-264.7pp | 26.06%-8.7pp |
| Employer contribution / active EE | $6,139 | $3,172+93.6% | $4,034+52.2% | $2,596+136.5% |
| Participant deferral / active EE | $6,279 | $4,099+53.2% | $5,318+18.1% | $4,274+46.9% |
| Admin fee / account holder | $1,034 | $8,039-87.1% | $10,693-90.3% | $7,775-86.7% |