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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,526 | $72,273+209.3% | $101,275+120.7% | $79,856+179.9% |
| Participation rate | 84.6% | 68.5%+16.2pp | 75.8%+8.8pp | 69.6%+15.0pp |
| Annual return | 11.54% | 22.30%-10.8pp | 46.48%-34.9pp | 31.71%-20.2pp |
| Employer contribution / active EE | $5,825 | $2,691+116.4% | $3,660+59.2% | $2,471+135.7% |
| Participant deferral / active EE | $5,715 | $3,282+74.2% | $4,371+30.8% | $3,741+52.8% |
| Admin fee / account holder | $1,605 | $4,401-63.5% | $5,948-73.0% | $5,306-69.8% |