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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,583 | $65,367+162.5% | $92,915+84.7% | $72,976+135.1% |
| Participation rate | 80.6% | 68.3%+12.3pp | 76.0%+4.6pp | 69.5%+11.2pp |
| Annual return | 19.97% | 42.11%-22.1pp | 109.45%-89.5pp | 81.02%-61.0pp |
| Employer contribution / active EE | $3,927 | $2,594+51.4% | $3,653+7.5% | $2,440+60.9% |
| Participant deferral / active EE | $5,003 | $3,128+59.9% | $4,238+18.0% | $3,608+38.7% |
| Admin fee / account holder | $1,144 | $4,251-73.1% | $5,796-80.3% | $5,124-77.7% |