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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,739 | $57,352+227.3% | $83,831+123.9% | $64,173+192.6% |
| Participation rate | 64.3% | 68.6%-4.3pp | 76.1%-11.9pp | 69.6%-5.3pp |
| Annual return | -7.39% | 11.38%-18.8pp | 850.99%-858.4pp | 7.63%-15.0pp |
| Employer contribution / active EE | $3,339 | $2,546+31.2% | $3,631-8.0% | $2,381+40.3% |
| Participant deferral / active EE | $4,350 | $2,993+45.3% | $4,082+6.6% | $3,470+25.4% |
| Admin fee / account holder | $32 | $4,046-99.2% | $5,479-99.4% | $4,887-99.4% |