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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,091 | $78,670+172.1% | $109,173+96.1% | $85,847+149.4% |
| Participation rate | 88.5% | 68.3%+20.2pp | 75.9%+12.6pp | 69.3%+19.1pp |
| Annual return | 12.32% | 25.09%-12.8pp | 25.75%-13.4pp | 318.61%-306.3pp |
| Employer contribution / active EE | $4,225 | $2,734+54.5% | $3,723+13.5% | $2,565+64.7% |
| Participant deferral / active EE | $8,530 | $3,467+146.0% | $4,654+83.3% | $3,952+115.8% |
| Admin fee / account holder | $406 | $5,469-92.6% | $6,755-94.0% | $6,261-93.5% |