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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,422 | $73,978+196.6% | $96,515+127.3% | $75,173+191.9% |
| Participation rate | 92.9% | 66.4%+26.4pp | 74.3%+18.5pp | 67.2%+25.7pp |
| Annual return | 15.03% | 26.72%-11.7pp | 35.73%-20.7pp | 160.72%-145.7pp |
| Employer contribution / active EE | $5,527 | $2,931+88.6% | $3,740+47.8% | $2,671+106.9% |
| Participant deferral / active EE | $6,939 | $3,660+89.6% | $4,880+42.2% | $4,126+68.2% |
| Admin fee / account holder | $5,578 | $5,219+6.9% | $6,735-17.2% | $5,651-1.3% |