Filed February 13, 2026
Total covered: 24 employees
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,396 | $106,273-62.9% | $90,468-56.5% | $106,273-62.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 72.7%+27.3pp | 70.8%+29.2pp |
| Annual return | 3.23% | 21.70%-18.5pp | 1294.94%-1291.7pp | 21.70%-18.5pp |
| Employer contribution / active EE | $3,262 | $2,722+19.8% | $3,2640% | $2,722+19.8% |
| Participant deferral / active EE | $150 | $4,601-96.7% | $3,964-96.2% | $4,601-96.7% |
| Admin fee / account holder | $0 | $78-100.0% | $5,614-100.0% | $78-100.0% |