Filed February 13, 2026
Total covered: 24 employees
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,778 | $80,976-52.1% | $86,593-55.2% | $80,976-52.1% |
| Participation rate | 100.0% | 68.3%+31.7pp | 73.5%+26.5pp | 68.3%+31.7pp |
| Annual return | 3.29% | 22.91%-19.6pp | 965.08%-961.8pp | 22.91%-19.6pp |
| Employer contribution / active EE | $3,262 | $2,402+35.8% | $2,840+14.9% | $2,402+35.8% |
| Participant deferral / active EE | $168 | $3,848-95.6% | $3,609-95.4% | $3,848-95.6% |
| Admin fee / account holder | $0 | $67-100.0% | $4,904-100.0% | $67-100.0% |