Filed February 13, 2026
Total covered: 24 employees
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,487 | $106,520-63.9% | $98,508-60.9% | $106,520-63.9% |
| Participation rate | 100.0% | 71.3%+28.7pp | 73.3%+26.7pp | 71.3%+28.7pp |
| Annual return | 1.36% | 19.28%-17.9pp | 1495.22%-1493.9pp | 19.28%-17.9pp |
| Employer contribution / active EE | $2,461 | $2,840-13.3% | $2,961-16.9% | $2,840-13.3% |
| Participant deferral / active EE | $149 | $4,948-97.0% | $4,276-96.5% | $4,948-97.0% |
| Admin fee / account holder | $0 | $75-100.0% | $5,956-100.0% | $75-100.0% |