Filed February 13, 2026
Total covered: 24 employees
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,151 | $96,393-58.3% | $86,681-53.7% | $96,393-58.3% |
| Participation rate | 100.0% | 71.3%+28.7pp | 71.7%+28.3pp | 71.3%+28.7pp |
| Annual return | 3.25% | 22.88%-19.6pp | 593.32%-590.1pp | 22.88%-19.6pp |
| Employer contribution / active EE | $4,169 | $3,239+28.7% | $3,026+37.8% | $3,239+28.7% |
| Participant deferral / active EE | $177 | $5,455-96.8% | $4,440-96.0% | $5,455-96.8% |
| Admin fee / account holder | $0 | $74-100.0% | $5,620-100.0% | $74-100.0% |