Filed February 13, 2026
Total covered: 24 employees
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,363 | $106,553-63.1% | $81,882-51.9% | $106,553-63.1% |
| Participation rate | 100.0% | 69.8%+30.2pp | 72.4%+27.6pp | 69.8%+30.2pp |
| Annual return | 3.38% | 17.37%-14.0pp | 779.47%-776.1pp | 17.37%-14.0pp |
| Employer contribution / active EE | $4,254 | $3,359+26.7% | $2,916+45.9% | $3,359+26.7% |
| Participant deferral / active EE | $167 | $5,562-97.0% | $4,323-96.1% | $5,562-97.0% |
| Admin fee / account holder | $0 | $80-100.0% | $7,360-100.0% | $80-100.0% |