Filed February 13, 2026
Total covered: 24 employees
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,996 | $89,609-55.4% | $90,336-55.7% | $89,609-55.4% |
| Participation rate | 100.0% | 69.6%+30.4pp | 73.3%+26.7pp | 69.6%+30.4pp |
| Annual return | 4.56% | 33.65%-29.1pp | 78.15%-73.6pp | 33.65%-29.1pp |
| Employer contribution / active EE | $3,374 | $2,584+30.5% | $2,856+18.1% | $2,584+30.5% |
| Participant deferral / active EE | $154 | $4,222-96.4% | $3,886-96.0% | $4,222-96.4% |
| Admin fee / account holder | $0 | $72-100.0% | $5,357-100.0% | $72-100.0% |