Filed February 13, 2026
Total covered: 24 employees
Participant contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,756 | $329,111-88.2% | $78,677-50.7% | $329,111-88.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 73.6%+26.4pp | 67.9%+32.1pp |
| Annual return | 4.61% | 16.35%-11.7pp | 62.19%-57.6pp | 16.35%-11.7pp |
| Employer contribution / active EE | $3,114 | $2,303+35.2% | $2,850+9.3% | $2,303+35.2% |
| Participant deferral / active EE | $172 | $3,682-95.3% | $3,517-95.1% | $3,682-95.3% |
| Admin fee / account holder | $0 | $754-100.0% | $4,510-100.0% | $754-100.0% |