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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,458 | $78,672+445.9% | $109,163+293.4% | $85,856+400.2% |
| Participation rate | 96.0% | 68.3%+27.7pp | 75.9%+20.1pp | 69.3%+26.7pp |
| Annual return | 13.82% | 25.09%-11.3pp | 25.75%-11.9pp | 318.58%-304.8pp |
| Employer contribution / active EE | $8,025 | $2,734+193.6% | $3,723+115.6% | $2,565+212.8% |
| Participant deferral / active EE | $12,850 | $3,467+270.6% | $4,654+176.1% | $3,952+225.2% |
| Admin fee / account holder | $47,883 | $5,470+775.4% | $6,754+609.0% | $6,261+664.8% |