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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,263 | $73,978+468.1% | $96,515+335.4% | $75,173+459.1% |
| Participation rate | 96.3% | 66.4%+29.9pp | 74.3%+21.9pp | 67.2%+29.1pp |
| Annual return | 15.70% | 26.72%-11.0pp | 35.73%-20.0pp | 160.72%-145.0pp |
| Employer contribution / active EE | $7,219 | $2,931+146.3% | $3,740+93.1% | $2,671+170.3% |
| Participant deferral / active EE | $12,332 | $3,660+236.9% | $4,880+152.7% | $4,126+198.9% |
| Admin fee / account holder | $13,502 | $5,219+158.7% | $6,735+100.5% | $5,651+139.0% |