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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,972 | $72,273+416.1% | $101,275+268.3% | $79,856+367.1% |
| Participation rate | 96.2% | 68.5%+27.7pp | 75.8%+20.3pp | 69.6%+26.5pp |
| Annual return | 13.33% | 22.30%-9.0pp | 46.48%-33.2pp | 31.71%-18.4pp |
| Employer contribution / active EE | $7,306 | $2,691+171.5% | $3,660+99.6% | $2,471+195.6% |
| Participant deferral / active EE | $12,854 | $3,282+291.7% | $4,371+194.1% | $3,741+243.6% |
| Admin fee / account holder | $17,590 | $4,401+299.7% | $5,948+195.7% | $5,306+231.5% |