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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,658 | $57,352+368.4% | $83,831+220.5% | $64,173+318.6% |
| Participation rate | 96.9% | 68.6%+28.3pp | 76.1%+20.7pp | 69.6%+27.3pp |
| Annual return | -4.26% | 11.38%-15.6pp | 850.99%-855.2pp | 7.63%-11.9pp |
| Employer contribution / active EE | $6,513 | $2,546+155.9% | $3,631+79.4% | $2,381+173.6% |
| Participant deferral / active EE | $11,907 | $2,993+297.8% | $4,082+191.7% | $3,470+243.2% |
| Admin fee / account holder | $35,705 | $4,046+782.5% | $5,479+551.7% | $4,887+630.6% |