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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,498 | $89,259+337.5% | $107,187+264.3% | $82,637+372.5% |
| Participation rate | 92.1% | 67.9%+24.2pp | 75.0%+17.1pp | 68.1%+24.1pp |
| Annual return | 13.92% | 21.02%-7.1pp | 204.55%-190.6pp | 53.51%-39.6pp |
| Employer contribution / active EE | $5,727 | $3,080+85.9% | $3,782+51.4% | $2,552+124.4% |
| Participant deferral / active EE | $11,070 | $4,037+174.2% | $5,096+117.2% | $4,126+168.3% |
| Admin fee / account holder | $25,119 | $7,381+240.3% | $9,162+174.2% | $7,339+242.3% |