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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,801 | $64,719+443.6% | $112,249+213.4% | $68,486+413.7% |
| Participation rate | 96.2% | 67.2%+29.0pp | 75.1%+21.1pp | 67.9%+28.3pp |
| Annual return | -16.39% | -11.40%-5.0pp | 27.48%-43.9pp | -7.85%-8.5pp |
| Employer contribution / active EE | $7,193 | $2,747+161.9% | $3,636+97.8% | $2,597+177.0% |
| Participant deferral / active EE | $13,048 | $3,565+266.0% | $4,729+175.9% | $4,028+224.0% |
| Admin fee / account holder | $1,940 | $5,232-62.9% | $6,412-69.7% | $5,404-64.1% |