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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,217 | $81,476+430.5% | $102,383+322.2% | $80,925+434.1% |
| Participation rate | 92.9% | 66.8%+26.0pp | 74.5%+18.3pp | 67.7%+25.2pp |
| Annual return | 12.46% | 25.59%-13.1pp | 24.94%-12.5pp | 35.65%-23.2pp |
| Employer contribution / active EE | $6,583 | $3,105+112.0% | $3,870+70.1% | $2,756+138.8% |
| Participant deferral / active EE | $13,063 | $3,871+237.5% | $5,060+158.2% | $4,299+203.9% |
| Admin fee / account holder | $56,113 | $6,717+735.3% | $8,391+568.7% | $6,940+708.5% |