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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,742 | $135,956-70.0% | $123,894-67.1% | $273,972-85.1% |
| Participation rate | 85.7% | 84.1%+1.7pp | 81.4%+4.3pp | 83.0%+2.7pp |
| Annual return | 10.13% | 56.63%-46.5pp | 47.52%-37.4pp | 41.46%-31.3pp |
| Employer contribution / active EE | $114 | $5,170-97.8% | $4,617-97.5% | $4,869-97.7% |
| Participant deferral / active EE | $3,540 | $6,343-44.2% | $5,984-40.8% | $5,287-33.1% |
| Admin fee / account holder | $499 | $9,817-94.9% | $8,357-94.0% | $10,133-95.1% |