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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,845 | $82,678-24.0% | $125,391-49.9% | $68,490-8.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -17.94% | -5.97%-12.0pp | 572.41%-590.4pp | -7.85%-10.1pp |
| Employer contribution / active EE | $398 | $3,382-88.2% | $4,816-91.7% | $2,597-84.7% |
| Participant deferral / active EE | $4,777 | $6,111-21.8% | $7,448-35.9% | $4,028+18.6% |
| Admin fee / account holder | $8,332 | $6,277+32.7% | $10,009-16.8% | $5,403+54.2% |