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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,946 | $77,817-46.1% | $123,553-66.1% | $64,173-34.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -8.35% | 12.49%-20.8pp | 119.21%-127.6pp | 7.63%-16.0pp |
| Employer contribution / active EE | $283 | $3,014-90.6% | $4,628-93.9% | $2,381-88.1% |
| Participant deferral / active EE | $3,095 | $5,240-40.9% | $6,426-51.8% | $3,470-10.8% |
| Admin fee / account holder | $386 | $5,519-93.0% | $9,284-95.8% | $4,887-92.1% |