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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,418 | $98,776-31.7% | $149,745-55.0% | $79,856-15.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 18.31% | 27.38%-9.1pp | 276.72%-258.4pp | 31.71%-13.4pp |
| Employer contribution / active EE | $383 | $3,217-88.1% | $4,646-91.8% | $2,471-84.5% |
| Participant deferral / active EE | $3,951 | $5,681-30.5% | $6,843-42.3% | $3,741+5.6% |
| Admin fee / account holder | $1,229 | $6,053-79.7% | $9,312-86.8% | $5,306-76.8% |