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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,526 | $89,370-39.0% | $141,197-61.4% | $72,976-25.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.85% | 111.88%-93.0pp | 71.41%-52.6pp | 81.02%-62.2pp |
| Employer contribution / active EE | $247 | $3,115-92.1% | $4,736-94.8% | $2,440-89.9% |
| Participant deferral / active EE | $3,070 | $5,419-43.3% | $6,710-54.2% | $3,608-14.9% |
| Admin fee / account holder | $14,477 | $5,957+143.0% | $10,265+41.0% | $5,124+182.5% |