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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,449 | $102,385-19.5% | $147,080-43.9% | $80,935+1.9% |
| Participation rate | 96.6% | 75.9%+20.7pp | 82.2%+14.4pp | 67.7%+28.9pp |
| Annual return | 16.11% | 135.09%-119.0pp | 420.17%-404.1pp | 35.66%-19.5pp |
| Employer contribution / active EE | $468 | $3,717-87.4% | $4,933-90.5% | $2,757-83.0% |
| Participant deferral / active EE | $5,690 | $6,651-14.4% | $8,066-29.5% | $4,299+32.3% |
| Admin fee / account holder | $1,796 | $7,951-77.4% | $12,989-86.2% | $6,924-74.1% |