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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,592 | $105,210-23.4% | $159,487-49.5% | $85,851-6.1% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.8%+13.6pp | 69.3%+27.1pp |
| Annual return | 13.28% | 45.08%-31.8pp | 263.71%-250.4pp | 318.63%-305.4pp |
| Employer contribution / active EE | $356 | $3,319-89.3% | $4,831-92.6% | $2,565-86.1% |
| Participant deferral / active EE | $3,729 | $5,946-37.3% | $7,354-49.3% | $3,952-5.6% |
| Admin fee / account holder | $348 | $6,934-95.0% | $10,804-96.8% | $6,261-94.4% |